Health Insurance

F-1 Visa Holder Insurance Requirements

The University of South Alabama requires all F-1 international students to possess proper health insurance, including medical evacuation and repatriation. Student health insurance for each school year is provided by United Health Care Student Resources (UHCSR). Please read all information provided by the Student Health Center before deciding whether to enroll. You can also view the benefits summary of the plan here. Students will automatically be charged and enrolled in the University’s health insurance policy upon class registration every fall and spring semester. Continual coverage through the summer semester is included with spring semester enrollment. 

Beginning Spring 2019, you may choose to purchase a personal, private insurance policy. If you do so, you must apply for a waiver from the Student Health Center each semester.

Your private health insurance policy must meet the following minimum benefits to qualify for a waiver:
• Medical benefits - $100,000 per accident or illness
• Repatriation of remains - $25,000
• Medical evacuation of the student to his or her home country - $50,000
• A deductible not to exceed $500 per accident or illness.

Depending on your health and any pre-existing conditions, you may want to consider a policy with additional coverage.
If you do not have insurance when you arrive in the United States, you will be required to purchase the University's health insurance plan through the USA Student Health Center.

For students whose insurance coverage is sponsored under a government scholarship letter/financial guarantee letter (i.e. SACM, Kuwait Cultural Embassy), this documentation must be provided no later than the first day of classes along with a copy of the actual insurance card. Scholarship/financial guarantee supported international students are responsible for all premiums and fees billed to their accounts if such documents are not received before classes begin.

Again, insurance waivers and policies must be received no later than August 1 for the fall semester and December 1 for the spring semester. All waivers and insurance policies should be sent to Rhonda Baxter in the Student Health Center.

J-1/J-2 Visa Holder Insurance Requirements

As a condition of maintaining J-1 status, you and all accompanying J-2 dependents are required to have health insurance that meets the minimum requirements for the duration of your J-1 visa. Insurance coverage must begin on your first day in the U.S., not the first day of class/employment. Willful failure to purchase insurance will result in the termination of your J-1/J-2 status and your participation in the exchange visitor program. The Office of Immigration and International Admissions recommends purchasing the required insurance before you travel to the United States, as policies can often be less expensive in some other countries.

To meet the J-1 requirements, your health insurance policy must meet the following minimum benefits:

  • Medical benefits - $100,000 per accident or illness
  • Repatriation of remains - $25,000
  • Medical evacuation of the exchange visitor to his or her home country - $50,000
  • A deductible not to exceed $500 per accident or illness.

Depending on your health and the pre-existing condition status of you/your dependent(s), you may want to consider a policy with additional coverage. 

If you do not have insurance when you arrive in the United States, you will be required to purchase it as a condition of your visa. The Office of Immigration and International Admissions will require documentation of your insurance the first day of your arrival. Insurance coverage must begin the day you arrive to the U.S., not the start date of class or employment.

For J-1 exchange students, your student account will automatically be billed for the University's health insurance plan once you enroll for classes. If you have purchased medical insurance from your home country, you will need to send a waiver and insurance policy to Rhonda Baxter in the Student Health Center. If your insurance waiver is approved, you must send a copy of the approval notice to Denise Robb. Failure to do so could result in a termination of your DS-2019 for failure to maintain status.

H-1B Workers

Health insurance should be a part of your benefits package associated with your position at the university. Please see your official offer letter of employment to see what benefits you are eligible for. All full-time employees of the University of South Alabama and its hospital system will receive full medical benefits. More information on the University's health insurance plans can be found on the Human Resources website.

It is recommended that you take a repatriation and medical evacuation policy out for you and your family while in the U.S.