High Deductible Health Plan
Starting in 2025, the University of South Alabama will offer a High Deductible Health Plan (HDHP) to our medical plan options! Three medical plans will be offered, USA Consumer HDHP, USA Choice Plan and USA Select Plan!
Introduction to the High Deductible Health Plan (HDHP), and Health Savings Account (HSA)
A HDHP is a type of health insurance plan that offers lower premiums and higher deductibles compared to the USA Choice Plan and USA Select Plan.
With the HDHP, you will pay less out of your paycheck for insurance premiums each month, but you will pay more until you meet your deductible when receiving medical care.
You will have to meet a higher deductible before your insurance begins to pay; this applies to prescription drugs as well.
The USA Choice Plan and USA Select Plan will still be available.
More information will be provided beginning in July through Open Enrollment to help you make the best choice for you and your family.
Open Enrollment will be earlier and for a shorter period this year.
SAVE THE DATES:
Open Enrollment Is October 14 To October 25!
Scan QR code to learn more!
